{"id":6426,"date":"2015-08-24T07:00:18","date_gmt":"2015-08-24T12:00:18","guid":{"rendered":"https:\/\/www.senioradvisor.com\/blog\/?p=6426"},"modified":"2020-10-14T08:09:17","modified_gmt":"2020-10-14T13:09:17","slug":"where-to-retire-should-you-consider-another-state","status":"publish","type":"post","link":"https:\/\/d30braiqprupoq.cloudfront.net\/blog\/2015\/08\/where-to-retire-should-you-consider-another-state\/","title":{"rendered":"Where To Retire: Should You Consider Another State?"},"content":{"rendered":"<h1>Where To Retire: Should You Consider Another State?<img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-6427\" src=\"https:\/\/s3.us-west-2.amazonaws.com\/img.prod.aplaceformom.com\/main\/uploads\/sa-blog\/2015\/08\/Should-You-Retire-To-Another-State--350x350.png\" alt=\"Where To Retire\" width=\"350\" height=\"350\" srcset=\"https:\/\/s3.us-west-2.amazonaws.com\/img.prod.aplaceformom.com\/main\/uploads\/sa-blog\/2015\/08\/Should-You-Retire-To-Another-State--350x350.png 350w, https:\/\/s3.us-west-2.amazonaws.com\/img.prod.aplaceformom.com\/main\/uploads\/sa-blog\/2015\/08\/Should-You-Retire-To-Another-State--150x150.png 150w, https:\/\/s3.us-west-2.amazonaws.com\/img.prod.aplaceformom.com\/main\/uploads\/sa-blog\/2015\/08\/Should-You-Retire-To-Another-State--768x768.png 768w, https:\/\/s3.us-west-2.amazonaws.com\/img.prod.aplaceformom.com\/main\/uploads\/sa-blog\/2015\/08\/Should-You-Retire-To-Another-State-.png 800w\" sizes=\"(max-width: 350px) 100vw, 350px\" \/><\/h1>\n<p>Retirement means an immediate change in lifestyle. Many people take that change as an opportunity to uproot entirely and move to a new locale. There can be a lot of potential reasons for this \u2013 wanting a change in weather, looking to save money, a desire to be close to the beach, just feeling like it\u2019s time for a change \u2013 but whatever your reasons for considering a move to another state, it\u2019s a big decision to make.<\/p>\n<p>For some retirees, it\u2019s absolutely the right move. For others, you could come to regret it if you don\u2019t carefully weigh all the factors involved.<\/p>\n<h2>6 Main Factors to Consider Before Moving to Another State<\/h2>\n<h3>1. Distance from Loved Ones<\/h3>\n<p>For many (if not most) retirees, this will be one of the most important factors to consider. How far will you be from the people you love most? If you\u2019ve got your eye on Florida, but your kids and grandkids live in the Pacific Northwest, will you see enough of them? Are the travel costs feasible for you and your family members?<\/p>\n<p>Many\u00a0retirees have loved ones scattered around the country or world, which can make this consideration a pretty complicated one. \u00a0But think about who you\u2019re going to want to see regularly, how often you\u2019d ideally be visiting them, and the costs involved in travel before you settle on where you\u2019ll be living in retirement.<\/p>\n<h3>2. Cost and Savings<\/h3>\n<p>You need to be aware of both the costs of moving and the costs of living in the state you hope to move to. Many people move during retirement specifically to save money \u2013 if you live in a state with high taxes now, moving to one where your tax burden and the costs of living are lower can help stretch your retirement fund quite a bit further,<\/p>\n<p>Understanding everything to expect when it comes to taxes is complicated though, so make sure you do your research to better understand how the <strong><a href=\"http:\/\/www.investopedia.com\/articles\/taxes\/08\/retirement-tax-states.asp\" target=\"_blank\">different types of taxes<\/a><\/strong> will shake out in different states. You don\u2019t want to move to save money on income tax, only to find you end up spending more in property taxes.<\/p>\n<h3>3. Climate<\/h3>\n<p>This is one of the most popular reasons to move to another state when you retire. When you\u2019re not tied to a particular area for work, why not head off to a state where the weather\u2019s more to your liking throughout the year? Some doctors even recommend certain climates for different types of illnesses.<\/p>\n<p>Don\u2019t just think about what weather is typical in the state you\u2019re considering; make sure you know what types of natural disasters occur there and how common they are. If it\u2019s beautiful for most of the year, but you\u2019ll have to deal with evacuating once every couple of years for hurricanes or wildfires, is it worth it? Will it be worth it when your ease of mobility decreases with age?<\/p>\n<h3>4. Health Care<\/h3>\n<p>As you age, health care comes to matter more and more. Does the city you want to move to have hospitals and doctors with a strong reputation? Some areas can boast great hospitals, but have a shortage of doctors who deal with certain specialties.<\/p>\n<p>If you have any particular health concerns you know about now, make sure the place you move has a strong healthcare industry for serving your needs.<\/p>\n<h3>5. Cultural Opportunities<\/h3>\n<p>When you\u2019re retired, you\u2019ve got whole days to fill with <strong><a href=\"https:\/\/www.senioradvisor.com\/blog\/2015\/02\/what-to-do-after-retirement\/\" target=\"_blank\">activities that interest you<\/a><\/strong>. How do you picture yourself spending that time? If you want to volunteer at museums, better choose a city that has some. If you love the idea of sailing, make sure you go somewhere coastal (or close enough to affordably get to the coast).<\/p>\n<p>Look into what groups and cultural activities are available in the cities you consider for your move before deciding on any particular one.<\/p>\n<h3>6. Senior Living Opportunities in Area<\/h3>\n<p>Even if you\u2019ll be buying or renting a home to start, at some point in the coming years you\u2019ll likely want to consider a shift to a nearby <strong><a href=\"https:\/\/www.senioradvisor.com\/independent-living\" target=\"_blank\">independent living<\/a><\/strong> or <strong><a href=\"https:\/\/www.senioradvisor.com\/assisted-living\" target=\"_blank\">assisted living<\/a><\/strong> home. It\u2019s smart to review your options now, so you have an idea of the quality of your choices when the time comes.<\/p>\n<p>A move necessarily affects all kinds of aspects of your life. When you retire, you want to shape the life that\u2019s best for you in your remaining years. Make sure the city you choose to call home is the best for what you\u2019re looking for.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Where To Retire: Should You Consider Another State? Retirement means an immediate change in lifestyle. Many people take that change as an opportunity to uproot entirely and move to a new locale. There can be a lot of potential reasons for this \u2013 wanting a change in weather, looking to save money, a desire to be close to the beach, [&hellip;]<\/p>\n","protected":false},"author":2199,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[200,162,2],"tags":[40],"class_list":{"0":"post-6426","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-families-caregivers","7":"category-retirement-planning","8":"category-senior-living","9":"tag-retirement"},"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Where To Retire: Should You Consider Another State?<\/title>\n<meta name=\"description\" content=\"What are the main factors to consider before relocating to another state for retirement? 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